Flood Consultants Network
If your building floods, how much money could be at risk—after insurance pays?
Reduce Your Financial Risk Before a Flood
We help building owners limit their financial risk due to a flood by identifying coverage gaps and preparing them for the flood claim process, so they’re in a stronger position to recover financially.
Helping You Reduce Your Financial Risk In A Flood Event
We identify coverage gaps, documentation issues, and compliance risks that could cost you tens of thousands after a disaster.
FloodShield Signature Program
FloodShield is designed to help commercial property owners and boards understand and reduce the business financial risk of a flood — before recovery costs create surprises.
Flood Financial Risk Assessment
We evaluate how a flood would impact your business financially — not just what your policy says.
Property-Level Risk Review
We look at your property through the lens of financial exposure through an On-site property walkthrough
Financial Risk Identification
We identify where owners typically lose money after a flood.
Financial Risk Report & Action Plan
Written Flood Financial Risk Report
Ongoing Advisory Protection (12 Months)
FloodShield is not a one-time review. It is an advisory relationship.
Flood Event Advisory (If a Flood Occurs)
If a flood occurs while you are enrolled in FloodShield, advisory guidance is already in place.
Every FloodShield engagement begins with a confidential strategy call to determine fit, exposure, and scope.
Why Choose Flood Consultants Network?
We help building owners understand the real financial risk of a flood
A flood policy doesn’t guarantee a full financial recovery. The real risk shows up in the gap between what insurance pays and what recovery actually costs, including contractor work that isn’t covered.
Our role is to help owners see those gaps before a flood happens, so they can make better decisions and avoid financial surprises during recovery.
Not Sure Where to Start?
Let’s hop on a quick call. We’ll look at your current flood exposure, claim history, and goals and give you immediate insights you can use.
FAQ
Your Flood Safety and Consultation Questions Answered Here
What is a Flood Business Risk Assessment?
A Flood Business Risk Assessment is a pre-loss review designed to help commercial building owners understand the financial impact a flood could have on their business — not just whether a flood insurance policy exists.
It focuses on the gap between what flood insurance typically pays and what recovery may actually cost, including contractor-related expenses that are often misunderstood.
How is this different from a flood insurance review?
A flood insurance review focuses on policy terms and limits.
A Flood Business Risk Assessment focuses on financial outcomes.
We look at how insurance, recovery costs, and contractor scope interact in the real world. The goal is to identify potential financial gaps before a flood happens — when owners still have options.
Who is this assessment designed for?
It is designed for commercial property owners and condo associations in flood-prone areas. It’s ideal for anyone who wants to be fully prepared before the next storm — especially those managing multi-unit buildings or high-value assets.
Why isn’t flood insurance enough?
Flood insurance plays an important role, but a policy doesn’t guarantee a full financial recovery. Floods often create costs that extend beyond what insurance reimburses, including:
> Recovery expenses that exceed policy limits
> Delays that affect cash flow
> Contractor work that isn’t covered or isn’t tied directly to flood damage
Understanding these gaps ahead of time helps reduce financial surprises later.
How do contractors factor into flood-related financial risk?
After a flood, contractors are essential — but not all repair work is considered flood-damaged or covered by insurance.
Financial risk increases when:
> Estimates include work beyond flood damage
> Work is not clearly itemized
> Owners feel pressured to approve repairs quickly
Part of our assessment helps owners understand what legitimate flood-related scope looks like so they can choose contractors confidently.
When is the best time to do a Flood Business Risk Assessment?
Before a flood happens.
Pre-loss is when owners have the most flexibility to adjust expectations, coverage strategies, and recovery planning. After a flood, options are limited and decisions are often made under pressure.
Testimonials
Mike R.
Flood Consultants Network explained everything in simple terms and caught issues we never thought of. Thanks to his guidance, our condo association is now fully protected. Definitely recommend his pre-flood consultation.
Cortney H.
Before working with FCN, navigating flood insurance felt overwhelming. They made the process easy and identified gaps in our coverage that could have cost us thousands. Now we feel prepared and secure.
Thomas W.
I manage multiple properties, and floods are always a worry. Flood Consultants Network provided clear, practical advice that made a complicated topic easy. Highly recommended.
Clarify Flood Financial Risk
Know the gap between insurance payments and real recovery costs.
Prepare for Real Recovery Costs
Honesty and transparency.
Reduce Post-Flood Financial Surprises
No surprises. Better outcomes.
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