Flood Consultants Network

If your building floods, how much money could be at risk—after insurance pays?

Reduce Your Financial Risk Before a Flood

We help building owners limit their financial risk due to a flood by identifying coverage gaps and preparing them for the flood claim process, so they’re in a stronger position to recover financially.

Helping You Reduce Your Financial Risk In A Flood Event

We identify coverage gaps, documentation issues, and compliance risks that could cost you tens of thousands after a disaster.

FloodShield Signature Program

FloodShield is our signature risk management consulting service that helps building owners manage risk, protect their assets, and confidently navigate the NFIP flood claim process.

NFIP and private flood policy review
Detailed property walkthrough and risk analysis
Coverage gap identification
Custom FloodShield Playbook
Direct guidance during a flood event
Review of mitigation contractor estimates
FEMA compliance strategy and closure

Perfect for: Owners who want complete peace of mind.

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Done-For-You Flood Claims Audit

Our team reviews your claim for you — contractor estimates, policy coverage, documentation, FEMA compliance — and delivers a clear action plan to protect your payout.

Comprehensive review by NFIP claim experts
Detailed evaluation of contractor estimates & policy coverage
Line-by-line check for FEMA compliance issues
Identification of gaps, non-covered items, and risks
Clear action plan to strengthen your claim and protect your payout

Perfect for: Owners or public adjusters who want peace of mind without doing the heavy lifting.

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DIY Flood Claims Audit

A step-by-step self-guided kit to review your claim independently. Includes audit checklists, policy decoder, documentation templates, and estimate review tools — everything you need to spot FEMA red flags before they cost you money.

Step-by-step self-guided kit to review your claim
Proprietary Audit Checklist to catch FEMA red flags
Policy Decoder to simplify confusing NFIP language
Identification of gaps, non-covered items, and risks
Estimate review tools to spot underpayment traps

Perfect for: Owners or public adjusters who want to stay hands-on but need expert tools.

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Why Choose Flood Consultants Network?

We help commercial building owners understand the real financial risk of a flood

A flood policy doesn’t guarantee a full financial recovery. The real risk shows up in the gap between what insurance pays and what recovery actually costs, including contractor work that isn’t covered.

Our role is to help owners see those gaps before a flood happens, so they can make better decisions and avoid financial surprises during recovery.

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Not Sure Where to Start?

Let’s hop on a quick call. We’ll look at your current flood exposure, claim history, and goals and give you immediate insights you can use.

Schedule a Free Stratgy Call

FAQs

Your Flood Safety and Consultation Questions Answered Here

What is a Flood Business Risk Assessment?

A Flood Business Risk Assessment is a pre-loss review designed to help commercial building owners understand the financial impact a flood could have on their business — not just whether a flood insurance policy exists.

It focuses on the gap between what flood insurance typically pays and what recovery may actually cost, including contractor-related expenses that are often misunderstood.

How is this different from a flood insurance review?

A flood insurance review focuses on policy terms and limits.

A Flood Business Risk Assessment focuses on financial outcomes.

We look at how insurance, recovery costs, and contractor scope interact in the real world. The goal is to identify potential financial gaps before a flood happens — when owners still have options.

Who is this assessment designed for?

It is designed for commercial property owners and condo associations in flood-prone areas. It’s ideal for anyone who wants to be fully prepared before the next storm — especially those managing multi-unit buildings or high-value assets.

Why isn’t flood insurance enough?

Flood insurance plays an important role, but a policy doesn’t guarantee a full financial recovery. Floods often create costs that extend beyond what insurance reimburses, including:

> Recovery expenses that exceed policy limits

> Delays that affect cash flow

> Contractor work that isn’t covered or isn’t tied directly to flood damage

Understanding these gaps ahead of time helps reduce financial surprises later.

How do contractors factor into flood-related financial risk?

After a flood, contractors are essential — but not all repair work is considered flood-damaged or covered by insurance.

Financial risk increases when:

> Estimates include work beyond flood damage

> Work is not clearly itemized

> Owners feel pressured to approve repairs quickly

Part of our assessment helps owners understand what legitimate flood-related scope looks like so they can choose contractors confidently.

When is the best time to do a Flood Business Risk Assessment?

Before a flood happens.

Pre-loss is when owners have the most flexibility to adjust expectations, coverage strategies, and recovery planning. After a flood, options are limited and decisions are often made under pressure.

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Testimonials

Mike R.

Flood Consultants Network explained everything in simple terms and caught issues we never thought of. Thanks to his guidance, our condo association is now fully protected. Definitely recommend his pre-flood consultation.

Cortney H.

Before working with FCN, navigating flood insurance felt overwhelming. They made the process easy and identified gaps in our coverage that could have cost us thousands. Now we feel prepared and secure.

Thomas W.

I manage multiple properties, and floods are always a worry. Flood Consultants Network provided clear, practical advice that made a complicated topic easy. Highly recommended.