Agents Are Essential! But They’re Not the NFIP Expert! Your insurance agent is a key part of your team. They help you secure the policy, ensure it’s issued, active, and in compliance. But when a claim happens? Most agents don’t walk through the exclusions, the documentation requirements, or the technicalities of how FEMA evaluates flood loss.
“Introducing FloodShield: Your Pre-Flood Battle Plan” This post breaks down what FloodShield is, who it’s for, and why it’s a game-changer for property owners in flood zones. Learn how this consulting service prepares your building, your policy, and your paperwork before the next storm — so you can avoid denied claims and financial loss.
He did everything right after the flood — but still lost money on the claim. Why? Because he didn’t know the NFIP rules before the water hit. But here’s the twist — even though I came in late, we still got him $18K back through a supplement.
Most condo boards assume their elevators are protected under their flood policy — after all, they’re a critical part of the building. But under the NFIP, that’s not always the case. Here’s the truth: If your elevator system is located below the lowest elevated floor, you could be exposed to a major gap in coverage. Let’s break it down so your board can make confident, informed decisions before the next flood — not after.
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