Flood Consultants Network Blog
Having the right flood expert on your side matters — even after the storm.
By: Vance E. ShimleyHe did everything right after the flood — but still lost money on the claim. Why? Because he didn’t know the NFIP rules before the water hit. But here’s the twist — even though I came in late, we still got him $18K back through a supplement.
Here’s What Every Condo Board Needs to Know
By: Vance E. ShimleyMost condo boards assume their elevators are protected under their flood policy — after all, they’re a critical part of the building. But under the NFIP, that’s not always the case. Here’s the truth: If your elevator system is located below the lowest elevated floor, you could be exposed to a major gap in coverage. Let’s break it down so your board can make confident, informed decisions before the next flood — not after.
This Is Just the Beginning… Why Most Flood Losses Start Before the Water Ever Hits
By: Vance E. ShimleyThe water rises. Roads close. The chaos begins. But the real damage? It started long before this moment. What you're seeing now — the flooded streets, the soaked drywall, the panic — is just the outcome. The real losses happen before the storm ever hits... in the decisions you didn’t make
Would You Pay $10,000 for someone to do ... nothing?
By: Vance E. ShimleyWhen flood damage hits, you want to get every dollar you’re entitled to — fast. So it’s no surprise that many property owners turn to public adjusters to help maximize their flood claim. But here’s what most people don’t realize: If you don’t fully understand what’s in that public adjuster’s contract — you could end up paying thousands for nothing.
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