Agents Are Essential! But They’re Not the NFIP Expert! Your insurance agent is a key part of your team. They help you secure the policy, ensure it’s issued, active, and in compliance. But when a claim happens? Most agents don’t walk through the exclusions, the documentation requirements, or the technicalities of how FEMA evaluates flood loss.
“Introducing FloodShield: Your Pre-Flood Battle Plan” This post breaks down what FloodShield is, who it’s for, and why it’s a game-changer for property owners in flood zones. Learn how this consulting service prepares your building, your policy, and your paperwork before the next storm — so you can avoid denied claims and financial loss.
He did everything right after the flood — but still lost money on the claim. Why? Because he didn’t know the NFIP rules before the water hit. But here’s the twist — even though I came in late, we still got him $18K back through a supplement.
“The contractor was fast. The invoice was clean. The claim? Delayed for weeks.” All because it wasn’t itemized. Most property owners don’t realize that flood insurance isn’t like homeowners insurance. FEMA won’t pay off a lump sum — they need a detailed, line-by-line estimate with quantities, costs, and scope tied to flood damage.
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